Rental Car Protection is insurance against rental car losses or damages that Hotwire offers through a partner provider, Allianz Global Assistance. This policy covers physical damage to a rental car, up to a maximum of $75,000, which is caused by a collision, fire, storm, vandalism or theft and occurs during the rental period (maximum 45 days). This coverage is primary and pays before any secondary coverage. A 24-Hour Help Line is also included with a multi-lingual staff who are available to assist you with medical, legal, or travel-related emergencies.