You do not need to complete an application or get approval prior to shopping. To request a Bill Me Later® account, simply select Bill Me Later® at checkout. A separate page will appear where you will be asked to complete the following steps: 1) Verify your billing address, 2) Supply information to verify your identity, 3) Agree to receive the Bill Me Later® Terms of Use Agreement electronically, and 4) Review and approve the Bill Me Later® Terms and Conditions.